TERMS & CONDITION | PRIVACY POLICY

City Lyfe Inc. COMMUNITY SOCIAL SERVICE HUB

WEBSITE SERVICES, USE, AND MEMBERSHIP TERMS AND CONDITIONS

Last Updated: [Tuesday, March 17th, 2026 ]

1. INTRODUCTION AND ACCEPTANCE

1.1 These Terms and Conditions ("Terms") govern your access to and use of the City Lyfe Inc website (the "Website"), including any content, functionality, and services offered through the Website.1.2 By accessing or using the Website, registering an account, or clicking to accept these Terms, you agree to be bound by these Terms, our Privacy Policy, and any additional terms referenced herein.1.3 If you do not agree to these Terms, you must not access or use the Website.

2. DEFINITIONS

2.1 "Hub," "we," "us," or "our" refers to Community Social Service Hub, its operators, owners, and administrators.2.2 "User," "you," or "your" refers to any individual or entity that accesses or uses the Website.2.3 "Member" refers to a User who has registered an account and maintains an active membership.2.4 "Content" refers to any information, text, graphics, photos, videos, or other materials uploaded, downloaded, or appearing on the Website.

3. WEBSITE MEMBERSHIP

3.1 Registration Requirements  (a) To become a Website Member, you must:       (i) Be at least 18 years of age       (ii) Complete the registration form with accurate information       (iii) Create a secure password       (iv) Agree to these Terms       (v) Pay any applicable membership fees

3.2 Membership Tiers   (a) Basic Membership (Free)      (i) Limited access to online resources       (ii) Basic forum participation       (iii) Service listings viewing   (b) Standard Membership       (i) All Basic Membership features       (ii) Online booking for in-person services       (iii) Access to member-only content       (iv) Document upload and storage (up to 100MB)   (c) Premium Membership      (i) All Standard Membership features       (ii) Priority online support       (iii) Extended document storage (up to 500MB)       (iv) Access to exclusive webinars and digital events       (v) Online consultation scheduling

3.3 Account Responsibilities   (a) You are responsible for:       (i) Maintaining the confidentiality of your account credentials       (ii) All activities that occur under your account       (iii) Immediately notifying us of any unauthorized use       (iv) Keeping your profile information current and accurate3.4 Membership Duration and Renewal   (a) Paid memberships are valid for 12 months from date of payment   (b) Automatic renewal can be enabled or disabled in account settings   (c) You will receive renewal notifications 30, 15, and 3 days before expiration

4. ONLINE SERVICES 4.1 Document Services   (a) Members may upload, store, and share documents through our secure platform   (b) Supported file formats include: PDF, DOC, DOCX, XLS, XLSX, JPG, PNG   (c) Maximum file size and storage limits apply according to membership tier 4.2 Online Booking System   (a) Members may book in-person and virtual services through the Website   (b) Bookings are subject to availability and confirmation   (c) Cancellation policies apply as specified in the booking confirmation 4.3 Forums and Community Engagement   (a) Members may participate in online forums and community discussions   (b) All forum participation must comply with our Community Guidelines   (c) Moderators may remove inappropriate content without notice 4.4 Online Learning and Resources   (a) Access to online courses, webinars, and resources varies by membership tier   (b) Educational content is for personal use only and may not be redistributed   (c) Completion certificates, where provided, are non-transferable

5. ACCEPTABLE USE POLICY 5.1 Prohibited Activities   You agree not to:   (a) Use the Website in any way that violates applicable laws or regulations   (b) Impersonate another person or entity   (c) Engage in any activity that interferes with or disrupts the Website   (d) Attempt to gain unauthorized access to any portion of the Website   (e) Use automated systems (bots, scrapers, etc.) to access the Website   (f) Transmit malware, viruses, or other malicious code   (g) Collect user information without consent   (h) Post inappropriate, offensive, or harmful content 5.2  Content Standards   All content you post, upload, or share must:   (a) Be accurate (if factual)   (b) Respect intellectual property rights   (c) Not include hateful, discriminatory, or threatening material   (d) Not promote illegal activities or harm to others   (e) Not include sexually explicit material   (f) Not invade another's privacy   (g) Not be likely to deceive or mislead others 5.3 Monitoring and Enforcement  (a) We reserve the right, but have no obligation, to monitor all Website activity   (b) We may remove or refuse any content at our sole discretion   (c) We may suspend or terminate access for violations of these Terms

6. INTELLECTUAL PROPERTY 6.1 Our Intellectual Property   (a) The Website and its original content, features, and functionality are owned by the Hub and protected by copyright, trademark, and other intellectual property laws   (b) Our name, logo, and service marks may not be used without prior written consent 6.2  Your Content   (a) You retain ownership of content you submit, post, or display on the Website   (b) By submitting content, you grant us a non-exclusive, royalty-free license to use, reproduce, modify, and display such content for the purpose of providing our services 6.3 Copyright Infringement**   (a) If you believe your work has been copied in a way that constitutes infringement, please provide written notification to our designated agent   (b) Notification must include specific information as required by applicable copyright law 7. DATA PRIVACY AND SECURITY 7.1 Privacy Policy   (a) Our Privacy Policy describes how we collect, use, and share information   (b) By using the Website, you consent to our data practices described in the Privacy Policy 7.2  Data Security   (a) We implement reasonable security measures to protect your personal information   (b) We cannot guarantee the security of information transmitted through the internet   (c) You acknowledge this risk when using the Website 7.3 Cookies and Tracking (a) The Website uses cookies and similar technologies   (b) You can adjust browser settings to refuse cookies, but some features may not function properly 8. PAYMENT TERMS 8.1 Fees and Charges (a) Membership fees are displayed on the membership signup page   (b) Additional services may incur separate charges as indicated at the time of booking   (c) All fees are in [Currency] and include applicable taxes unless otherwise stated 8.2 Payment Methods (a) We accept credit/debit cards, PayPal, and bank transfers   (b) Payment information is processed by secure third-party payment processors   (c) By providing payment information, you represent that you are authorized to use the payment method 8.3  Refunds and Cancellations  (a) Membership fees are non-refundable except where required by law   (b) Service booking cancellations may be eligible for refund per our Cancellation Policy   (c) Refund requests must be submitted in writing within 30 days of payment

9. TERMINATION 9.1 Termination by You   (a) You may terminate your account at any time through the account settings page   (b) Membership fees are not refunded upon voluntary termination 9.2 Termination by Us   (a) We may suspend or terminate your access for any reason, including:       (i) Violation of these Terms       (ii) Fraudulent or illegal activity       (iii) Extended inactivity (accounts inactive for 12+ months)       (iv) Failure to pay applicable fees   (b) Notice of termination will be sent to your registered email address 9.3 Effect of Termination  (a) Upon termination, your right to access the Website and services ceases immediately   (b) You should download or retrieve any important content prior to account termination   (c) Sections of these Terms that by their nature should survive will remain in effect 10. DISCLAIMER OF WARRANTIES10.1 The Website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. 10.2 We do not warrant that:   (a) The Website will be uninterrupted or error-free   (b) Defects will be corrected   (c) The Website is free of viruses or other harmful components   (d) Information provided through the Website is accurate, complete, or current10.3 You acknowledge that your use of the Website is at your sole risk. 11. LIMITATION OF LIABILITY 11.1 To the maximum extent permitted by law, we shall not be liable for:   (a) Indirect, incidental, special, consequential, or punitive damages   (b) Loss of profits, data, use, goodwill, or other intangible losses   (c) Damages resulting from interruption of service or inability to access the Website   (d) Damages arising from your use of third-party services accessed through the Website 11.2 Our total liability for all claims related to these Terms shall not exceed the amount paid by you for membership during the 12 months preceding the claim. 12.INDEMNIFICATION 12.1 You agree to indemnify, defend, and hold harmless the Hub and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses arising from:   (a) Your use of the Website   (b) Your violation of these Terms   (c) Your content   (d) Your violation of any rights of another

13. CHANGES TO TERMS AND WEBSITE 13.1 Terms Updates  (a) We may modify these Terms at any time   (b) Changes will be effective upon posting to the Website   (c) Material changes will be notified by email or Website announcement   (d) Continued use after changes constitutes acceptance of modified Terms 13.2 Website Changes   (a) We reserve the right to modify, suspend, or discontinue any part of the Website   (b) We are not liable for any modification, suspension, or discontinuation## 14. GENERAL PROVISIONS 14.1 Governing Law These Terms are governed by the laws of [Jurisdiction] without regard to conflict of law principles. 14.2 Dispute Resolution  (a) Any dispute arising from these Terms will be resolved through:       (i) Informal negotiation (contact us at [support email])       (ii) Mediation in [Location] (if negotiation fails)       (iii) Binding arbitration in [Location] (if mediation fails)   (b) Class actions and jury trials are expressly waived 14.3 Severability   If any provision of these Terms is invalid or unenforceable, the remaining provisions will continue in effect. 14.4 No Waiver  Our failure to enforce any right or provision of these Terms will not constitute a waiver. 14.5 Assignment   (a) You may not assign these Terms without our prior written consent   (b) We may assign these Terms without restriction or notice 14.6 Entire Agreement These Terms, together with the Privacy Policy and any additional terms referenced herein, constitute the entire agreement regarding the Website.

15. CONTACT INFORMATION 15.1 Questions about these Terms should be formal mailed to: 

The Resource Club by City Lyfe Inc. 300 CADMAN PLAZA WEST 12TH FLOOR

BROOKLYN, NEW YORK 11201  or  Emailed to: sharing@citylyfe4u.com